Ms Mary Harney:

Well, you know, consumers had to be represented too, and, in fact, the whole debate, and I've read ... I've taken the opportunity - in fairness, in the context of coming to this committee - to read the Dáil debate again, and the whole emphasis in the Dáil from Deputies of all parties was on consumer protection. So it was appropriate that consumers, and we're all consumers, should be represented on the board as well. I'm not certain. I respect what Mr. Patterson had to say. I think we would have had to go outside the country. We're sometimes not good at that.