Ms Mary Harney:

Yes, I did have some involvement. In fact, I ... if memory serves me right, I think I did suggest to the Minister of Finance that Mr. Patterson would be an ideal person to be chairperson. I had come across him briefly in business and he impressed me. That skillset is not easily found, quite honestly. These ... other than retired regulators, I'm not certain who we could have put on that had regulatory experience. There was a former CEO of an insurance company, an economist, I think. In fairness we tried to get a balance-----