Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

Before Mr. Merriman makes his opening remarks, just to remind members once more that in certain engagements with financial institutions, some documentation may regard or contain personal names or financial data and in regard to protection of sensitive commercial information, members just need to be mindful of their questioning this morning in that regard. So with that said, if I can invite Mr. Merriman to make his opening remarks please.