Susan O'Keeffe (Labour) | Oireachtas source

Thanks, Chair. Mr. Rabbitte, in your opening statement you say you were:

bound to say ... [you] did not make the connection between our alarm at what was happening in the housing market and the risk to the banking system. I must admit ... it never occurred to me that our banks might fail.

Why do you think it never occurred to ... and I think you mean "you" meaning all of you, or do you mean you yourself?