Richard Bruton (Dublin North Central, Fine Gael) | Oireachtas source

Well, I had a lot ... I mean, the period after that was a sustained issue of ... a period of calling into question as to whether they were up to scratch and we saw a period when, you know, a number of practices were revealed - of overcharging and so on in the banks - and it always appeared to me that the regulatory system arrived breathless and late, as they say, rather ... and they responded to whistleblowers or some revelation in the ... in the press that led to the issue. So that continued to leave a question mark as to whether the system was sufficiently forensic to do the job.