Mr. Joe O'Reilly:

Well that ... that ... that varied and ... well, for instance, in the case of Dundrum, Anglo weren't ... didn't or wouldn't ... didn't have the capacity to do that on their own. So, certainly, we would have gleaned from them that they were positively disposed towards what we were ... what we were ... what our business strategy was but it was very much dependent on bringing in other banks. So, I mean, at the end of the day the reality of it is, it only became a reality ... or it only became well ... again ... it only became a reality when all of the banks and all of the funding that we required was ... was available.