Mr. Joe O'Reilly:

Well, I suppose, our investment assets ... they have ... they ... like, two things that has happened. When the crisis hit, obviously the ... or not obviously, but what happened was that ... that the level of discount in relation to our assets was quite severe. But what is interesting is that as the Irish economy has got back on its feet and as the Irish economy has recovered, those assets have recovered as well and that's one of the main reasons why we'll be ... why we are in a strong position and will be in a strong position going forward in terms of the repayment of our debt. In terms of just answering your question, where the weaker part of ... where the weaker part of our assets is sites at the moment. So in terms of Chartered Land ... fortunately, Chartered Land is primarily an investment property company with prime assets. The proportion of sites within Chartered Land is about 15% or 15% to 16% which, again, would be for major property companies and looking and comparing those to, sort of, to plc companies, that's probably close to where those plc companies operate. So, the fact that our assets have ... have recovered is testimony to the strength of the assets and to, you know, the fact that the site element of it is a smaller proportion. On the residential sites, the residential sites are recovering but they haven't recovered to the same degree as, say, for instance, investment assets.