Mr. Joe O'Reilly:

Yes. There are a number of groupings. There's the ... Property Industry Ireland and the CIF - and, within the CIF, is the IHBA, which specifically focuses on housing. And one of our senior executives in Castlethorn is actually the chairperson of the IHBA so, he along with a number of other people, are absolutely looking at this and seeing how we can bring back ... and make houses more affordable.

I suppose, a bit like the point that you mentioned there, it was interesting just during ... you know, we've been in business from 1989. I suppose, during ... from the early noughties, you know, there were ... well, first and foremost, back in the late '90s there was the same issues there as we have today. There was a big demand ... or there was a big demand for housing and the supply issue was an issue. We weren't able to build as many houses as was required. That ... the Government at the time ... the Government at the time looked to get some external advice, it brought in Mr. ... Dr. Peter Bacon. He issued various reports and the reports looked at how they could accelerate the housing provision and he made a number of ... he made a number of recommendations, including looking at the provision of infrastructure. He brought in the whole, SDZ ... or SDZs was part of his proposal, which looked at accelerating the whole planning process. I'm trying to think of the third item. But, in any event ... oh, sorry, the other point was increasing densities and looking at a range of different house types and residential types.

But, I suppose, during that period, the other thing that happened was we brought in social and affordable ... Part V was brought in during that period. But instead of the local authorities being able to increase the provision of infrastructure or finance infrastructure - that actually didn't happen - so what they did was they then levied ... there was more and more levies put on to ... they increased the levies during that period, with a view to trying to get that infrastructure and to have the resources to provide that infrastructure. So it was a combination of them trying to collect more money from new homes and then a combination of them asking developers to put that infrastructure in as well. And, you know, just ... there's a lot of issues there in relation to the provision of new homes. Like, new homes covers ... like, the person who buys a new home, they're actually unfairly penalised because they have to pay for ... they contribute to ... to social and affordable housing. The second-hand market, for instance, doesn't provide any income or any finance towards the provision of social and affordable. They also pay, in the levies ... the levies are not ... we'll say, there's section 48, section 49. Section 48 and 49 - section 48 isn't specifically for that development or that site that's being developed, it's for a broader range of finance for the rest of the county.

So, new, new home purchasers are being penalised in a number of different ways. But in any event, we are looking and we are trying to get those issues, coming back to your question, Deputy, we are trying to, to inform and resolve the-----