Mr. Joe O'Reilly:

No, not from our side, not at all. We didn't see any of that. I mean, we ... our finance team still went through the same process. I think it's important to point out that we ... we ourselves had to ... we ourselves had to be satisfied with our own ... whatever proposal we were putting to the banks, we, first and foremost, had ... we were satisfied that that was ... that stayed within our own business model. The same ... our same strategy applied. We didn't change that just because there was the perception of so-called easier lending. We stuck to our model; we stuck to our strategy. We just ... we were involved in prime assets. We bought sites beside public transport nodes. So, you know, we stuck to that strategy. We didn't change on that.