Joan Burton (Dublin West, Labour) | Oireachtas source

I expressed my concerns to the Governor and when Bank of Scotland (Ireland) arrived in Ireland - because this is pertinent to the answer - I expressed, and they're on the public record, reservations about the model that they were bringing into the Irish financial market. And I also expressed reservations about the development of the 100% mortgage and the apparently cheaper mortgage product that they were bringing in. They were kind of coming in as the Ryanair of financial products and, I have to say, it made me deeply uneasy and I questioned that when Mr. Duffy, I think, was there chief executive, came in and made a presentation to the finance committee.