Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

Okay. On the issue of the valuation process that banks would have undertaken, this is an issue the Central Bank looked at after the crisis and they said credit institutions were often negligent and imprudent in the manner in which they requested property valuations, so my question is, did you observe any difference in the rigour applied to valuations sought by Irish banks as opposed to non-Irish banks, and I know you dealt principally with Irish banks?