Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

So, like there's stuff in this ... in this review, for example, that no proof of addresses for individuals in terms of mortgages that had been handed out. One individual, two jobs, there was a handwritten P60 and payslip for a second job; "no tax was being deducted from [the] employment", and it "would question the sustainability of the second employment".

There's also other findings, which say that there's ... you aren't stress testing, or you weren't ... the bank wasn't stress testing appropriately but also that the bank details for the last three months, bank account details were not being requested in relation to mortgages at all, so - apart from buy to let - so, is this just something that happened in the previous couple of months before the Financial Regulator did their inspection or was this going on ongoing with an EBS for years prior to that?