Mr. Fergus Murphy:

Yes. I ... generically, again, hypothetical, hard to know, but I believe that the system in Ireland was ... it was more acute. The problems were more acute. We're a small economy. You're not going to be able to do, potentially, what the Germans or the UK or the US can do in terms of protecting their systems. You probably have to be more transparent and you're probably not going to get the benefit of the doubt from the markets given the size of the economy etc. So, probably you have to be more explicit.