Mr. Fergus Murphy:

Apologies, Chairman. So our Irish corporate deposits and, more importantly, our Irish retail deposits were very stable. So that augured quite well.

In terms of the solvency of the organisation, the capital requirements and whether we had enough capital, at that point in time, Irish property prices had reduced by less than 10% from memory, and so, therefore, in my view, at that point in time, the solvency of the organisation was solid.