Mr. David Begg:

Yes, well, it would have been around that time I guess. I mean there was the difficulty with the insurance company and the guarantees it had made and the exposure to the, you know, that had resulted from the reserves of the insurance company essentially having being pledged to two sets of lenders at the same time. And then there was the further evidence that ... that Mr. Quinn had taken a very large share through contracts for difference in Anglo Irish Bank which, which the Anglo Irish Bank people apparently didn't know, or they said they didn't know, at that time and to have that level of exposure, you know, to one shareholder was seen to be, sort of, a very critical risk to have. And the regulator, I know from the reports we got, was actively trying to find ways of unwinding, of getting that down to an acceptable level. So I was aware of all that. I couldn't tell you precisely-----