Mr. John Dunne:

Well, I mean, I've had the view right from the very beginning that the Lehman's thing was just an extraordinary event, which nobody anticipated and which had such devastating effects in such short order that it just wiped the board clean of any possibilities that the soft landing - which people were still saying, right through the piece, was going to happen - actually could happen. I don't know whether, you know, if it hadn't ... if Lehman's hadn't occurred, whether we would have got the soft landing or not. I don't know.