Mr. David Begg:

Well, can I say for my part, I mean, I have put my views on the public record about the difficulties in the economy, particularly in the construction sector. I didn't see the international conditions which would bring about the crisis, certainly that is true, but I did see the difficulties with the overheating of the domestic economy and, you know, I've given you comprehensive evidence about that, about my statements about that. And, in fact, if you want, I can make more of them available because, I've just said to you this morning, what I've said there I've said at least ten times in newspaper articles and in speeches and so on over that period between 2005 and 2008.