Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

Yes, and can I just finish on that point before I bring in Deputy Higgins. We had the Financial Regulator's office, Mr. Begg and Mr. Dunne, and then we had the Central Bank. In the Honohan report, there's a very explicit statement, which says that despite the Central Bank's primary responsibility for financial stability, it was, in fact, the Financial Regulator side, not the Central Bank side, which took the most concrete action to intervene. Would both of you agree or contest with that statement?