Mr. Bertie Ahern:

Well, the answer was ... is still the same. And the reason, Deputy ... I could give you many examples. I've given you a good few. But if you looked at the growth and stability programme that was just issued at Christmas to the European Union, that Christmas of 2007, from the Department of Finance which, as I said earlier, is ... always takes ... rightly takes a conservative view, that was showing that we were going to grow by 3% to 5%, so it wasn't that I thought ... the IMF, the ESRI were all saying the same - that, yes, there was a problem but not that we were going to see a collapse. And the figure that we're talking about in that Growth and Stability Pact figure was 50,000 to 60,000 houses and the Department of Finance said well, they thought under 50,000 was more likely. We were not talking about down to what happened a few months later.