Mr. Bertie Ahern:

No, I said to the Chairman in reply to the very first question that he asked me, of course I was aware of the over-exposure. Anglo, I think, had ... 40% of its loan book was in property in Ireland and 40% of it in property in England and I think we had ... at 60%, we had probably the highest ... I think we had the highest ratio of lending in one sector. So they were all different points. What you asked me did I see that we ... that this was heading for bust and the answer to that "No."