Mr. Paul Gallagher:

That was separate from the Cabinet meeting and that document records the worsening situation and that's why I say Lehman was an important point in time because things got very bad after that with the failure of major institutions in the States. On the 29th, things worsened further, Bradford and Bingley was in difficulty; the banks came in. So what was a developing situation, the severity of which was increasing, turned into an immediate crisis on the 29th; the Government was left in the difficult position that it was then faced with a crisis. It was advised that the crisis was of systemic dimensions-----