Mr. Eugene McCague:

Merrill Lynch, but I think at that stage there certainly wasn't any sense that they were saying that it was insolvent. But, perhaps, to come back to a point that somebody else asked me that might explain it, even if it had have been declared, let's state, objectively everybody had agreed it was solvent that day, I don't think, logically, they would have stopped the legislation being prepared because, as I think we said earlier, illiquidity can lead to insolvency, so even if their balance sheets were very strong, and even if their assets greatly exceeded their liability, if the liquidity crisis continued and if it wasn't addressed in some way, they could have ended up being insolvent and therefore having to be nationalised. So I think that probably explains why the work was being continued-----