Mr. Paul Gallagher:

No other jurisdiction gave as extensive a guarantee; others gave very extensive guarantees. I think there were two issues there. Some people said, "You shouldn't have guaranteed existing indebtedness", and a view can be taken in relation to that, but I'm not sure where that gets you because even if you don't guarantee it, when that indebtedness - and these were all short term, as I understand it, in any event - so if you didn't guarantee the existing indebtedness and next Friday, the debt accrued and became due and had to be paid, well then the bank had to pay it. And if it didn't, that was the problem. And can I just say as well, I'm not clear, but I would defer to experts, that any other country had to deal with a challenge to its entire domestic financial system.