Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

Sure. I think it's generally accepted that the NAMA process over the course of 2010 took longer than expected, so to what extent were the delays in that process as a result of the, you know, incomplete security documentation, incomplete documentation generally, large collateral or differences in loan valuations? What type of difficulties did NAMA encounter when they went in and did the due diligence on a loan-by-loan basis? And did that feed into the overall delay in transferring the loans across?