Mr. Pat Farrell:

I'm not saying that I didn't have, in the course of meetings, that we didn't touch on the subject of liquidity because liquidity was all around us, so, you know, I mean, it's not black and white here. But the bottom line is I don't recall having any specific meetings with the people that you call out around the specific liquidity issue and this bank, this bank, this bank or this bank, other than that there was a general challenge across the system in terms of liquidity.