Mr. Pat Farrell:

I don't think I met the Governor that often; in fact, very little. Because I think I adverted earlier on in my witness statement that, you know, I was quite methodical about the idea that I should identify all my stakeholders and try and build a relationship with them. That's what you do as a good advocacy body. In the case of the Central Bank, though, I found that there was constantly, kind of, getting the, sort of, impression that the point of contact was to be the regulator and that's what I did.