Mr. Pat Farrell:

As I recall it at the time, the position was ... I think I was approached by an executive search and select company. I think the name of the company, I think, was Amrop at the time. I know it was a competitive situation. There were obviously quite a number of applicants for the position. I was interviewed by a number of senior executives from the banking sector. I think I may have had more than one, perhaps two or three interviews. And subsequently I was made an offer of employment and appointed. I took up the position then in January 2004.