John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

Okay. Others, most notably witnesses that we've had from the ... previously maybe working with the NTMA, expressed concern with regards to the capacity of the regulator, in particular, to do the functions that were delegated to that authority. Did you at any point in time share any of those or have any cause to have concerns about the capacity of the regulator to perform their function? And, in particular, I suppose, I'm asking the question in relation to ... or did you ever get involved in a discussion in relation to the number of staff that would have been doing the prudential regulation of financial institutions?