John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

Okay. Can I ask, in relation to again your role as Secretary General to the Department of the Taoiseach, in your time in that period you worked with three different holders of the office. Mr. Cowen was here on two separate occasions and he outlined to the inquiry how he placed ... or I suppose I'm paraphrasing him really now, but he felt that there were people who had responsibilities - such as the Central Bank, the Financial Regulator - and that he let them do their job, I suppose, so to speak, and he relied on the evidence and the information that they gave him. Do you think that there was any substantial difference between the three holders of the office in your time period, in terms of how they viewed the information that they were getting from those quarters? And I might have a bit of a follow-up on that, but if you could answer that maybe first.