Mr. Dermot McCarthy:

Yes, Chairman, I think the origin of that was ... has to have been the draft which William Beausang referred to in his evidence, which he had received, I think via David Doyle, from an original draft in the Central Bank, and I ... I've seen that in material which was sent to me yesterday. I wasn't aware, until the evidence of William Beausang, that there was a draft generated in the Central Bank. There was a draft on, on the night, which was produced. But, it was produced, as I understood, from within the room, so to speak, or from Kevin, Kevin Cardiff's drafting. It did go through a number of iterations in discussion-----