Dr. Michael Somers:

Well, the view ... in terms ... I didn't attend, by the way, all the meetings because either one or two of us, of the four of us - because as I say we all had other full-time jobs to do - we would have attended the sessions, so we ... there wasn't a great continuity. But I mean the message all the time was the same to us, to put in cash. Now they would ... there usually was a tale of woe that the deposits were flowing out of the banks and how fast they were flowing out and then sometimes there'd be good news-----