Mr. Brendan McDonagh:

Well, in terms of the tranche 1 and tranche 2 borrowers, you're probably talking about the top 50 ... you're probably talking about, maybe, the top 50 borrowers of the almost 800 borrowers that came to NAMA. You probably ... it would probably realistically ... to do the exercise that we did, if they were trying to do it even in a more ... you know, I suppose sample basis or because they ... it probably would have taken them realistically three to four months.