Mr. Brendan McDonagh:

Yes, well I suppose in ten-year, in ten-year funding, as I said in my statement, what I suppose we are looking at is the spread over Germany, because Germany was the benchmark and before the guarantee we're about 45 basis points over ten-year Germany, so if ten-year Germany in September 2008 - I don't know what it was - it might have been 4.5%, we were probably paying 5%. In September 2010, a ten-year Irish Government bond yields, I think ... just before NTMA decided to exit the markets, were around 6%. And Irish bond ... ten-year Irish Government bond yields today ... I think the last I saw them, I'm not as close to it now Deputy as before, but I think they're probably 2.3% or 2.45%, I think.