Mr. Brendan McDonagh:

Oh there was. Oh there was because we didn't give up, because we kept ... we went back to Mr. Cardiff and said, "We've just been in a meeting with the Central Bank. We don't think they're going to commission PwC to do this extra work." Because PwC were working on the liquidity position but they weren't working on the assets quality position. And we said, "We absolutely insist that this has to happen."

And it did happen and that's when the reports started after that ... started to be compiled. And I think also around that time myself and John were getting ... starting to get exposure to Minister Lenihan which we hadn't had before that and I think we ... John and I used the opportunity seeing as we were getting exposure to him to say to him, "You've got to make the regulator to undertake these reviews because you've given a guarantee and you're on the hook you're on risk now."