Mr. Brendan McDonagh:

Well, I think it was an option that was just thrown on the ... you know, these are ... this was sort of a brain-storming session. I don't know who ... who raised it, to be honest with you. And, I was saying, you know, because the deposits were ... the institutions were losing liquidity and they were certainly ... and the wholesale liquidity was the one that was running out the door the fastest, I was saying, is this a way of stimulating it, of having a ... a wholesales deposit guarantee? And, I think it was ... I think the proposition might have been put forward, maybe, by the Department of Finance, to the meeting, and Mr. Hurley - and I think the minutes show it - said ... said, "No, no, we're not in that space yet, we need to just deal with the personal deposit situation first".