Mr. Brendan McDonagh:

I suppose it was a hybrid. I mean as I said in my opening statement, there was the nationalisation of a building society Bill, the nationalisation of a bank Bill, and the third thing was the provision of secured lending by the NTMA and the Central Bank. And we didn't want to be placing our deposits with institutions, and the house view of the NTMA was that we'd place with institutions if we were directed to do so by the Minister.