Joe Higgins (Dublin West, Socialist Party) | Oireachtas source

Thank you. Good afternoon, Mr. Quinlan. Mr. Quinlan, the banking inquiry is for the purpose of, and I quote from the terms of reference, "to inquire into the reasons Ireland experienced a systemic banking crisis, including the political, economic, social, cultural, financial and behavioural factors and policies which impacted on or contributed to the crisis". Now, in your opening statement, Mr. Quinlan, you say it's not accurate to call you a property developer. But can you give the inquiry any insights into how the activities of people like yourself - however you would describe yourself - and companies and partnerships, like Quinlan Private, impacted on or contributed to the crisis?