Ms Cathy Herbert:

Well I ... because the discussions on banking were held very tight and because there was no public discussion, really, on banking and I wasn't involved in it, there wasn't, as far as I'm aware, communication strategy. Now there were ... I correct myself, there were options being prepared, for instance, the nationalisation, possible nationalisation of an institution. And certainly there was, as I understand it, this is something I subsequently discovered, there was a communication strategy for, you know, for the possible nationalisation of an institution. A communications strategy for customers, how you would communicate with customers, how you ... and announce it to the media. So that was ... on the guarantee, I like ... I don't think that was considered until ... I mean it was considered, but it was ... as a real option that might happen was later on.