Ms Cathy Herbert:

No, I actually saw that document because it was circulated to me, and that was my first, if you like, serious sounding warning about what the people in the Department were thinking. But I mean the ... actually the media strategy was not to say anything that would undermine the banks and that was very important. That would shake confidence. So I mean I suppose, subsequently the ... arose out of that was the deposit guarantee, the change in the amount to be guaranteed by the deposit guarantee. So that initiative arose out of that. So the media strategy was actually not to say anything that would frighten the horses about the banks.