Mr. Brian Cowen:

So the issue was ... that was on that side of the fence. On the other side of the fence, the expenditure side of the fence or, sorry, the adjustment side of the fence, we had to come to an agreement with them or an understanding, I suppose, that what we were doing would be deemed by everybody as being sufficient. And we ended up, as I say, with a figure close to €6 billion for the first year, which included some one-off non-recurring savings or revenue raising, if you like, that would get us to €6 billion but would, in an ... in an ongoing year round ... would probably be about €5.3 billion, €5.4 billion.