Mr. Brian Cowen:

I don't recall him using that word, but if Kevin wrote it down, I don't say he made it up either. But it was ... I think it points up to the need for everyone just to calm down and discuss it all rationally. I mean. we had to go through ... you know, it was an emotional time, people were getting ... it was very tense and people were saying, "Janey, should we do this or should we do that?", so all I would say I don't recall it personally, but I'm sure if that's ... he didn't make it up either so, if he said it, he said it. But it was a question of us ... "Look guys, let's take this step by step, you know, we're not ... we have to discuss this out, let's calm it down a bit and let's go through the-----"