Mr. Dan O'Brien:

I will just throw in globalisation again. If one looks at services and goods, we have had deflation in goods for a long time. The price of clothing is now much less than it was 15 years ago, and a lot of that is because we have had more people participate in the global economy so there is a supply-side effect to that, but I would agree there is no doubt a lack of demand has definitely been a factor recently.