Mr. Brian Cowen:

-----that model, if you like, wasn't seen as providing a systemic risk to the system at that point, do you know what I mean? There wasn't ... you were still looking at institution-specific solutions if any issues came up and all the contingency planing was on that basis. I think the trigger ... even if you look at July and ... June, July and August, sort of, period, if you want to bring it up that far, I mean, when you look at ... when the guarantee was ... came in, we got funding levels in the Irish system back to what were June and July levels, so even in June and July, the levels of liquidity would have been regarded as ... whilst there was a tightening, generally speaking, since this thing had started, you know ... I've given figures there that show that the amount of liquidity-----