John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

Well, my final question then is: do you feel, in light of that explanation, that while you were Minister for Finance that the Central Bank or the regulator, or both, let you down in terms of the advice that they were giving you, and in terms of, you know, the role that was given to them by the Oireachtas to perform, which ... they didn't identify the looming crisis which really emerged in the time after you ... or came to a head, I suppose, in the time after you left the Department of Finance?