Mr. Brian Cowen:

I mean, that's his criticism. That's his view. And, in fairness to Mr. Cardiff, who instigated ... or who suggested to the Minister that this review take place and was quite right that it should happen given what had happened in the country, that there were obviously things that needed to be improved and that's one of them that had to be improved in terms of the personnel and the expertise and the specialisation that's necessary to do that job properly.