Mr. Brian Cowen:

It would, of course, yes, but the point I'm making to you is that they were made ... they were built and they were sold to people who bought them because they had the ability ... either the money or the need to have them. So that's ... the idea that, you know, people who were becoming ... had higher disposable income, were improving their income in some cases by 6% a year, who wanted to invest in a holiday home for their ... a second home for their family, that's ... you know, that's something they wanted to do. I'm not saying that the planning system was right and correct in every respect. It clearly wasn't. But, you know, these homes ... these houses that were built and sold, there was a demand for them from somebody, so there were purchasers who were buying these homes.