Mr. Brian Cowen:

Yes, so ... what that tells me is ... I mean, it's basically the contingency ... the comprehensive scoping paper sets out ... I know it refers to all these things that yourself and Deputy McGrath referred to but a lot of work had to be done to bring that scoping paper, if you like, to be fleshed out. I mean, "What were the legal issues, what were ... have you spoken to the Attorney General on this and resolution? No, we've a problem. Have we got a ... how do we propose starting a State ... a protection legislation that ultimately we got probably by June-July?" I mean, these issues were being worked on but, on the liquidity questionvis-à-visindividual banks and institutions, that was being managed by the authorities themselves and I'd say doing it on a basis that was very fearful of any market knowledge about what it was they were trying to achieve.