Mr. Brian Cowen:

Well, I mean, there was a lot of commentary about banks generally and about Irish banks and where they stood. And some of these people placed these articles for the purpose of their own agendas sometimes, you know, and my view was that I stuck to the official advice as regards what would be said outside ... and in answer to Deputy Doherty earlier, I was talking about, you know, when did you know there would be over-exposures? I mean, you don't know there's over-exposures until there are exposures. There's a lot of people talking about it but, at the end of the day, until the exposures are marked to market, you don't have exposures. But if there's a lot of negative comment going on all the time, it doesn't help.