Mr. Brian Cowen:

I asked a view, obviously, as to what was the view of the situation in our banking system in spring of '08. And the view was, having consulted with the authorities, that we had a well-capitalised system. And, therefore, if the emphasis was on making sure there was liquidity for the system to deal with the issues, and if there are things that come up, where impairments or something increase, or something, have they sufficient capital to deal with that situation?