Mr. Brian Cowen:

No, I was ... I'm just trying to recall the context in which that might have happened. I was abroad at the time. I mean, my thought process was about that there was a banking confidence issue right across the developed world developing. It hadn't got to crisis proportions but it was developing. And there was some indication, without referring to it, that there was activity going on on share prices, etc., that was affecting the confidence of the bank because of these shorters that were involved in short-term activity that is never to the benefit of the institution that they're dealing in.